Access Bank Loan Payday Loan is an instant loan product for customers (both salary and non-salary earners). With Payday Loan, you can borrow money at low interest rate with no documentation or collateral needed.
Sometimes emergencies arise before payday and you might be low on cash. This is where PayDay Loan comes in and you can get access to an instant loan
access bank loan code
*901*11*1# or via Internet Banking, WhatsApp Banking, Access Mobile App and QuickBucks App.
Features
24/7 service which does not require visits to the bank and application is done conveniently via *901*11*1# QuickBucks App, Internet Banking, Mobile App.
No documentation required.
No collateral required.
Up to thirty-one (31) days tenor.
Also Check; How To Get Loan From Gtbank
How many times can I request for a loan?
As many times as you may like, as long as you have not exceeded your eligible amount.
When is the PayDay Loan due for repayment?
Are there other instant digital loans with longer repayment plans?
Yes, there are. Please see the table below for other instant digital loan products available.
| Loan Type | Available to | Loan Amount | Repayment Plan | Pricing |
| Salary Advance (SADV) |
Salary account holders with Access Bank who earn a minimum of N50,000 | Up to 200% of monthly salary | 180 days with repayment over six (6) monthly instalments | Interest Rate: 3.9% (on reducing balance)
Management Fee: 1% Credit Life Insurance: 0.7% |
| Small Ticket Personal Loan (STPL) |
Salary account holders with Access Bank who earn a minimum of N100,000 | Up to 400% of monthly salary | 365 days with repayment over twelve (12) monthly instalments | Interest Rate: 3.7% (on reducing balance)
Management Fee: 1% Credit Life Insurance: 1% |
| Device Finance (DFPS) |
Salary account holders with Access Bank & other bank customers | Up to 33% of annual salary, but subject to a max. of ₦500,000 | 365 days with repayment over twelve (12) monthly instalments | Interest Rate: 27% (flat)
Credit Life Insurance: 1% |
